You should expect the advisers you interview to be professional and honest, especially if you've been referred to them by people you trust and they have the appropriate credentials. Nevertheless, be wary of any adviser who:
Guarantees you're going to make a lot of money
Insists that an uninsured investment has little or no risk
Advises you to put all of your money in one investment
Recommends investments you don't recognize, and doesn't try to explain them clearly, or says they're too complicated to understand
Argues with you or ignores your instructions
Is vague about the amount of commission or fees he or she will earn
Asks you to sign any documents you haven't fully read or don't fully understand
