Having
enough money to enjoy a secure retirement is a financial
challenge that almost everybody shares. Fortunately,
you can take advantage of a variety of tax-deferred savings plans to help you build the financial resources
you'll need.
And if — like many people — you're behind
schedule, there are strategies to help you make up
for lost time.
These tax-deferred retirement savings plans let you create a stream of retirement income.
IN THE NEWS
401(k) automatic enrollment Automatic enrollment in 401(k) and other employer-sponsored plans is designed to encourage more workers to save for retirement.
401(k) investment advice Now, new laws provide protections to employers who arrange to offer certain kinds of 401(k) investment advice to their employees.
New 401(k) inheritance rulesThe Pension Protection Act may make it easier to leave your 401(k) assets to a nonspouse beneficiary without triggering a big tax bill.
Using health savings accountsThe tax benefits of a high-deductible health plan combined with a health savings account may be attractive — if you can count on low healthcare expenses.