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Buy a home
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2. Qualifying for a mortgage
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4. Types of mortgages
5. Where to get a mortgage
6. Applying for a mortgage
7. Closing on your home
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9. Tax benefits of buying
 
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Qualifying for a mortgage

Unless you can pay the entire cost of a home up front — which may not be the smartest decision in any case — buying means qualifying for a mortgage.

Your ability to qualify depends on three key factors:

Do you have enough regular income?
How much do you owe?
Do you have a good credit history?
 

         
   
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