Expert Guidance:
Understanding home ownership
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Understanding home ownership
1. Understanding home ownership
2. Cash vs. mortgage
3. Where to get a mortgage
4. Applying for a mortgage
5. How securitization works
6. Conforming vs. jumbo loans
7. How interest rates change
8. Knowing when to refinance
9. Build wealth with a home
 
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Build wealth with a home

Home equity is the cornerstone of most family wealth, and that equity is growing. Over the last 50 years, homeowners have been able to finance an increasingly larger percentage of buying a home. And in the last 10 years, the pool of people qualifying to borrow has expanded as well, thanks to more flexible lending with lower down payments, automated underwriting, and mortgage insurance.

What’s in store for the future? For all of us in the mortgage industry and everyone who wants to own a home, refinance a mortgage, or borrow against equity, it's more of the same. That means a steady source of capital that lenders can use to make loans, an even more streamlined approval process, and a strong economy fueled by people building, furnishing, and renovating their homes.
 
 
Dwight P. Robinson Dwight P. Robinson, Senior Vice President, Corporate Relations,
Freddie Mac
 
         
   
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